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2.79% pa
3.16% pa |
All the bells and whistles of a home loan packaged up, and topped off with an ultimate discounted rate off the standard variable mortgage rate, when repaying principle and interest.1
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3.18% pa
3.54% pa |
All the bells and whistles from our current Home Loan Value Package, topped off with the ultimate discounted rate ranging from 1.24% to 1.89% off the investment standard variable mortgage rate, when repaying principle and interest.
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| Additional Product Information: |
Important Information:
Credit criteria and fees and charges apply. Terms and Conditions are available on application. The issuer of this product is Northern Inland Credit Union Limited. The target market determination for this product is available at nicu.com.au/disclosures. Rates advertised applies to loans with 25 year terms for $150,000. WARNING: These comparison rates apply only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as early repayment fees and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.
1 The rate shown applies to the discount on Northern Inland’s standard variable Smart Home Loan Interest Rate as applicable from time to time, when loan is not in arrears or default, on owner-occupied, principal & interest mortgages only. WARNING These comparison rates apply only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. Loan to Value ratios are calculated based on type and location of eligible security property. The discount applies to the standard variable Smart Home Loan Interest Rate. Loan to Value ratios are calculated based on type and location of eligible security property. Owner Occupied Mortgages with a Loan to Value ratio of 80% or below and repay principal & interest, are eligible for a discount of 189 basis points. Mortgages with a Loan to Value ratio of 80% or below and repay interest only, are eligible for a discount of 134 basis points. Mortgages with a Loan to Value ratio of between 80 and 90% and repay principal & interest, are eligible for a discount of 124 basis points, and those who repay interest only, are eligible for a discount of 109 basis points.
2 Dream Value Home Loan Variable for amounts from $250,000 to $1,000,000.
3 Home Loan Rewards Classic Credit Card discounted rate applies for the life of the Home Loan, when loan and credit facility are not in arrears. Northern Inland reserves the right to withdraw, extend or vary this offer.
4 Eligible variable and fixed rate Home Loans only. Northern Inland reserves the right to withdraw, extend or vary this offer.
5 Personal Memberships only. The home loan account must not be in arrears or in default of the terms and conditions of the loan. Home Loan Rewards applies only to access methods listed in the ‘Rebated Transactions & Services’ section of the PFS Fees & Charges and Member Loyalty Program as amended from time to time. All other fees and charges are not rebated and are payable by the Member.