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up to
0.40% pa

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An account designed for full pension card holders seeking a better interest rate

  • Enjoy a tiered rate of interest which increases with the balance
  • Minimal to no transaction fees depending on the Membership balance1
  • Fee rebates for those over 65yrs old
  • No monthly account keeping fee
  • Everyday account for payroll and general access
  • Subsidiary accounts available for budgeting and saving
  • EFTPOS payments with your mobile - load your NICU Visa Debit card onto Google PayTM or Apple Pay as your preferred card, to shop without needing to carry your wallet



  Pension Plus Account Product Features:
Pension Plus Account (S10)
Interest Rates
Minimum Rate0.01% pa
$0 - $9,9990.05% pa
$10,000 - $49,9990.10% pa
$50,000 to $250,0000.20% pa
$250,000 and over0.40% pa
Features
Funds available at callYes 
Interest incomeCalc. daily, paid monthly at the relevant Tier rate for the proportion of funds within each Tier 
Branch TransactionsYes 
ATM/EFTPOS accessYes 
Online & Phone BankingYes 
24/7 App BankingYes
Digital Wallet EFTPOS PaymentsGoogle PayTM and Apple Pay available
SMS AlertsYes
Direct DebitsYes
Periodic paymentsYes 
Visa Debit and rediCard AccessYes
BPAY®Yes 

 

  Additional Product Information:

 

Important Information:

1Refer to the Member Loyalty Program for further details.

The issuer of this product is Northern Inland Credit Union Limited. Please read the Product Fact Sheet before acquiring this product in considering and deciding whether it is right for you. The target market determination for this product is available at nicu.com.au/disclosures.

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