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0.05% pa
Interest Rate

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Do you want to be prepared for the silly season and New Year sales? Set aside funds for Christmas and the sales, without the temptation of taking the money out early.

  • Encourages saving for Christmas and post-Christmas sales with a limited withdrawal period
  • Arrange automatic deposits into your Christmas Club all year round
  • Withdrawals and transfers only between 1 Nov and 31 Jan
  • Enjoy a higher interest rate than at-call accounts
  • Open via your Online Banking session or in a branch



  Christmas Club Account Product Features:
Christmas Club (S4)
Interest Rates
Maximum rate0.05% pa
Features
Minimum opening balanceNA
Funds available at callYes, during limited withdrawal period 
Interest incomeCalculated daily, paid annually 
Branch TransactionsYes 
ATM/EFTPOS accessNo 
Online & Phone BankingYes 
24/7 App BankingYes, during withdrawal period
SMS AlertsYes
Direct Entry (Credit/Debit)Yes
Periodic paymentsNo 
Debit cardYes 
Visa Debit and rediCard AccessNo
Cheque bookNo 
BPAY®No 

 

  Additional Product Information:

 

Important Information:

The issuer of this product is Northern Inland Credit Union Limited. Please read the Product Fact Sheet before acquiring this product in considering and deciding whether it is right for you. The target market determination for this product is available at nicu.com.au/disclosures.