Portfolio Investment Account

0.05% pa
Balances $100,000+

You are over 40 years old and want to make your money work for you.

Everyday account for payroll and general access
A tiered rate of interest increases with the balance
No monthly account keeping fee
Subsidiary accounts available for budgeting and saving
EFTPOS payments with your mobile - load your NICU Visa Debit card onto Google Pay^TM or Apple Pay as your preferred card, and shop without carrying your wallet

Portfolio Investment Account Product Features:

Over 40s Portfolio Investment (S11)
Interest Rates
$0 to $49,999	0.01% pa
$50,000 - $99,999	0.05% pa
Over $100,000	0.05% pa
Fees
Monthly fee	$0
Annual fee	$0
Features
Funds available at call	Yes
Interest income	Calculated daily, paid six monthly
Branch Transactions	Yes
ATM/EFTPOS access	Yes
Online & Phone Banking	Yes
24/7 App Banking	Yes
Digital Wallet EFTPOS Payments	Google PayTM and Apple Pay available
SMS Alerts	Yes
Direct Debits	Yes
Periodic payments	Yes
Visa Debit and rediCard Access	Yes
BPAY®	Yes

Additional Product Information:

Important Information:

_{The issuer of this product is Northern Inland Credit Union Limited. Please read the Product Fact Sheet before acquiring this product in considering and deciding whether it is right for you. The target market determination for this product is available at nicu.com.au/disclosures.}

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