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Interest Rates for Personal Loans and Car Loans

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You can always find our most recent interest rates for Personal Loans here.

Secured Variable Personal Loan

Variable Rate

Comparison Rate1

New or Demonstrator Vehicle - never been driven 3.99% pa 4.58% pa

New Car - 0 to 5 years

6.69% pa

7.55% pa

Used Car - 6 to 10 years

8.99% pa

9.83% pa

 

Unsecured Variable Personal Loan

Variable Rate

Comparison Rate2

Unsecured Variable Rate

10.99% pa

11.82% pa

 

Secured Fixed Rate Personal Loan

Fixed Rate

Comparison Rate1

New or Demonstrator Vehicle - never been driven 3.99% pa 4.58% pa1

New Car - 0 to 5 years

6.69% pa

7.55% pa

Used Car - 6 to 10 years

9.99% pa

10.83% pa

 

Unsecured Fixed Rate Personal Loans

Fixed Rate

Comparison Rate2

Unsecured Fixed Rate

14.00% pa

14.82% pa

 

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Important Information: 

1. These comparison rates apply to secured loans with 5 year terms for $30,000 2. These comparison rates apply to unsecured loans with 5 year terms for $30,000  WARNING: These comparison rates apply only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.

1 This rate applies to secured loans with 5 year terms for $30,000. WARNING This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.