Home and Contents InsuranceProtect your home inside and out from loss or damage caused by one or more of 11 insured events.
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Landlord InsuranceProtect your investment property and landlord’s contents from insured events such as fire, storm and malicious damage.
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Motor InsuranceProtect your car or motor bike from accidents, loss or damage and get back on the road quickly with Motor Vehicle cover from Allianz. Protection on the road featuring:
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Caravan & Trailer InsuranceThere’s nothing better than hitting the wide-open road with your caravan in tow. While you’re out enjoying life, it’s important that you’re protected for loss or damage to your caravan and its contents. Make sure you're covered with Allianz Caravan and Trailer insurance.
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Compulsory Third Party InsuranceIf your car registration is due and you want to save on your green slip, get a quote for QBE’s CTP green slip through a Northern Inland Credit Union branch Save on your CTP Green Slip
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Important Information:
Northern Inland Credit Union Limited ABN 36 087 650 422 AFS Licence No. 235022 (Northern Inland) arranges this insurance as agent for the insurer Allianz Australia Insurance Limited (Allianz) ABN 15 000 122 850 AFS Licence No. 234708. We do not provide advice on this insurance based on any consideration of your objectives, financial situation or needs. Terms, conditions, limits and exclusions apply. Before making a decision please consider the Product Disclosure Statements available from the Northern Inland Credit Union website. Before making a decision, please consider the relevant Product Disclosure Statement available from nicu.com.au. The relevant Target Market Determination is available by calling 02 6763 5111. If you purchase this insurance, Northern Inland will receive a commission that is a percentage of the premium. Ask us for more details before we provide you with any services.
1. Online discount
A premium discount of up to 10% is applied to your first years premium when you buy a new Landlord insurance policy online including to optional covers if selected. This discount is not applied on renewal.
2. Combined
[Applies to Home & Contents only] A discount of up to 10% for combining Buildings and Contents covers on one policy is applied for Building and Contents, Motor Burnout and Accidental damage cover where applicable. The combined policy discount does not apply to the optional Flood or Portable Contents covers.
4. Minimum premiums
If you are eligible for more than one discount, Allianz applies them in a predetermined order. This means any subsequent discount will be applied to the reduced premium amount after applying any prior discounts and the effect of the subsequent discount will be reduced. For example, the aggregate effect of applying two 10% discounts consecutively means that you will not see the full benefit of both these discounts.
Discounts do not apply to taxes or government charges.
Discounts do not apply to optional covers for Domestic Workers Compensation / Landlord Workers Compensation, and may not apply to other optional covers (if available and selected).
Any discounts/entitlements may be subject to rounding and may only apply to the extent that any minimum premium is not reached.
5. In certain circumstances we may agree with you to use another repairer than the one that you selected. We will act reasonably in doing so.
6 We will extend your rental car or daily travel allowance period to the extent that we caused or contributed to the delay in repairing your vehicle
7 Premiums payable by instalments may be subject to minor adjustments (upwards or downwards) due to rounding and financial institution transaction fees may apply.