Card features |
Visa Classic Credit Card
A simple everyday credit card with a low ongoing annual fee. Ease into your repayments with an introductory interest rate for the first 6 months. Ongoing interest rate discounts for Members with an eligible Smart Home Loan. |
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| Interest rate on purchases | 14.00% p.a. | |
| Interest rate on cash advances | 14.00% p.a. | |
| Annual fee | $40.00 | |
| Interest free days | Up to 55 days on purchases only | |
Interest Rates |
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| Honeymoon Rate - 6 months | 8.99% pa | |
| Home Loans Rewards Rate | 10.74% pa | |
Card Features |
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| Honeymoon Interest Rate | Introductory discounted interest rate on purchases for first 6 months | |
| Low Annual Rate | Competitive standard variable interest rate. | |
| Home Loan Rewards Rate | Eligible NICU Members enjoy a discounted interest rate on their Visa Classic Credit Card for the life of their homeloan | |
| Visa Entertainment Rewards | Yes | |
| Billing Date | 15th of each month | |
| Monthly Statement | Received by post or accessed via Online Banking. | |
| Payment Options | Set up a monthly automatic transfer to pay a set amount or pay upon statement due date |