page top
 

Apply Online

 

Download Forms

 

Calculators

 

Rates & Fees

 

Special Offers

Home / Banking / Personal Loans

Personal Loans

Attention: open in a new window. Print

 

Brand New Car Loan

Our lowest rate new vehicle loan

  • For vehicles never been driven before, or demo models
  • Car, motorbike, boat or caravan
  • Borrow for 1 to 7 years
Find out more

3.99% pa
 Variable Rate

4.58% pa1
Comparison Rate

Enquire OnlineBook an Appointment

New Car Loan

Get your dream car today.

  • For new cars up to 5 years old
  • Fixed or variable rate options
  • Pre-approval available
Find out more

6.69% pa
Fixed Rate

7.55% pa2
Comparison Rate

Enquire OnlineBook an Appointment

Smart Personal Loans

Travel, study, wedding? A loan for any need.

  • Fixed or variable rate options
  • Interest rate varies depending on type of security
  • Low establishment fee
Find out more

10.99% pa
Unsecured Variable Rate

11.82% pa3
Comparison Rate

Enquire OnlineBook an Appointment

Used Car Loan

It’s easy to get your next car.

  • For cars 6-10 years old
  • Fixed or variable rate options
  • Low establishment fee
Find out more

8.99% pa
Variable Rate

9.83% pa1
Comparison Rate

Enquire OnlineBook an Appointment

  Additional Product Information:

 

Important Information:

Credit criteria and fees and charges apply. Terms and Conditions are available on application. The issuer of these products is Northern Inland Credit Union Limited. The target market determinations for these products are available at nicu.com.au/disclosures.

 

1 This rate applies to secured loans with 5 year terms for $30,000. WARNING This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.

2 This rate applies to secured loans with 5 year terms for $30,000. WARNING This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.

3 These comparison rates apply to unsecured loans with 5 year terms for $30,000. WARNING These comparison rates apply only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.