2.29% pa
3.78% pa |
Our fixed rate Smart Home Loan is designed to provide you with security. Enjoy the peace of mind knowing that your regular monthly repayments are set over a period of time that suits you. After the fixed rate period your interest rate reverts to a discounted variable interest rate.1
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2.99% pa
3.90% pa |
Our fixed rate Smart Investment Home Loan is designed to provide you with security for your investment property. Enjoy the peace of mind knowing that your regular monthly repayments are set over a period of time that suits you. After the fixed rate period your interest rate reverts to a discounted variable rate.
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Additional Product Information: |
Important Information:
Credit criteria and fees and charges apply. Terms and Conditions are available on application. The issuer of this product is Northern Inland Credit Union Limited. The target market determination for this product is available at nicu.com.au/disclosures.
1 This rate applies to 2 yr fixed loans with 25 year terms for $150,000. WARNING These comparison rates apply only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. Credit criteria and fees and charges apply. Terms and Conditions are available on application.
2 Make extra repayments totaling up to $10,000 over 12 months (as 2 x $5,000 lump sums) during any fixed rate period
3 Home Loan Rewards applies only to access methods listed in the ‘Rebated Transactions & Services’ section of the PFS Fees & Charges and Member Loyalty Program as amended from time to time. All other fees and charges are not rebated and will be payable by the Member
4 Home Loan Rewards Classic Credit Card discounted rate applies for the life of the Home Loan, when loan and credit facility are not in arrears. Northern Inland reserves the right to withdraw, extend or vary this offer.
5 Eligible variable rate Home Loans only
6 Lenders Mortgage Insurance required for borrowings over 80%