Increase font size Decrease font size

Low Cost Home Loan (Value Package)

Attention: open in a new window. Print

To help grow our loan portfolio and continue to evolve the product offering we have available to our customers we’re introducing a new package product to our home loan range, effective Monday 23rd April.


Introducing the Low Cost Home Loan (Value Package)

Interest Rate: 3.68%p.a.
Comparison Rate: 4.09%p.a.

Available for new owner-occupier home loans over $150,000 with a deposit of 20% or more received from 23 April 2018. Principal and interest repayments only. Excludes bridging and construction loans.

Offering a discount off our award winning Low Cost Home Loan, plus additional benefits for an annual package fee of $395 – (payable in advance at drawdown and on each 12 month anniversary thereafter).


Other Features & Benefits include:

  • Annual fee waived ($249) on the Visa Platinum Credit Card (one per package)
  • Insurance discount - Pay 11 months cover and get 12 months cover (first year only)
  • Up to 90 days free buildings cover during your settlement period (with an eligible home insurance policy -see terms and conditions)
  • A complimentary meeting with one of our financial planners
  • Bonus interest 0.10%p.a. on selected term deposit accounts (3, 6, 9, 12 month terms – interest at maturity only)
  • Personal Loan Establishment Fee Waiver ($150.00 for all PL applications while Value Package held)
  • Overdraft Establishment Fee Waiver ($150.00)


Our application forms have been revised to include the new product. The Value Package component will be available by itself for the cost of $395 should a customer enquire however we won’t be promoting this option.

Switching and variations may be allowed under discretion, seek advice from your manager or lending operations for further instructions.